Privacy Policy
Last updated: DRAFT
Humble Ledger ("Humble Ledger," "we," "us") builds a careful, manual-first personal finance app. This policy explains what we collect, why, how we protect it, and the choices you have. We designed the product to collect as little as possible.
Our core privacy stance
Humble Ledger is manual-first. We do not connect to your bank, we do not use Plaid or any aggregator, and we never ask for your banking credentials. The financial information in the app is only what you choose to enter. We do not sell your data, and we do not use it for advertising.
Information we collect
Account information
- Your email address and (optionally) display name, used to create and secure your account.
- An identifier from your sign-in provider when you use Sign in with Apple or Google (we receive a token we verify; we do not receive your provider password).
- Your chosen home currency and basic preferences.
Financial data you enter
- Transactions, accounts and balance snapshots, categories, tags, budgets, and recurring rules that you create manually or import from a file you provide.
Technical data
- Limited operational logs (such as timestamps and error information) needed to run the service securely and reliably.
How we use your information
- To provide the app and sync your ledger across your devices.
- To authenticate you and keep your account secure.
- To send service email (for example, a magic sign-in link).
- To diagnose problems and improve reliability.
Where your data is stored
Your data is stored in a managed PostgreSQL database (Neon) and processed on cloud infrastructure (Amazon Web Services). Data is encrypted in transit. Access tokens are stored only as hashes.
Service providers
We share data only with the processors that run the service:
- Amazon Web Services and Neon — hosting and database.
- Resend — sending transactional email such as sign-in links.
- Apple and Google — only if you choose their sign-in, to verify your identity.
Data retention & deletion
We keep your data while your account is active. You can delete your account at any time from within the app, which removes your records and revokes your sessions. You can also export your data as CSV or JSON before you go.
Your rights
Depending on where you live, you may have rights to access, correct, export, or delete your personal data. The app supports export and deletion directly; for anything else, contact us and we'll help.
Cookies & analytics
This website uses only what's necessary to function. If we ever add analytics, we will use a privacy-respecting provider and update this policy first.
Children
Humble Ledger is not directed to children and is not intended for anyone under 16. We do not knowingly collect data from children.
International transfers
Our providers may process data in regions including the United States. Where required, we rely on appropriate safeguards for such transfers.
Changes to this policy
We may update this policy as the product evolves. We will post the revised version here and update the date above.
Contact
Questions about privacy? Email hello@humbleledger.com.