Personal finance across borders

A humble ledger for careful money, in any currency.

For expats, travelers, and anyone whose money lives across borders. Log every transaction in its own currency, converted at that day’s exchange rate, see your whole net worth in one home currency, and keep it all by hand. No bank logins, no Plaid, ever.

Download on the App StoreGet it on Google Play
The Humble Ledger home screen, showing net worth and recent transactions in multiple currencies.

What you get

Everything a careful person wants, nothing they don't.

Money in any currency

Log a baht dinner or a euro invoice in its own currency, converted at that day's exchange rate. Everything rolls up to one home currency, and an exposure view shows how your wealth is split.

Manual-first, on purpose

No bank logins, no Plaid, no aggregators. You log what matters, deliberately: a calmer, more honest, more private relationship with your money.

Net worth that adds up

Track accounts with balance snapshots over time. Watch assets, liabilities, and your wealth move month to month, all in your home currency.

Budgets & recurring

Cap spending per category, automate the regulars, and see exactly where you stand, without the spreadsheet.

Reports worth reading

Plain-English insights first, then the detail. Spending, trends, and cash flow that actually answer a question.

Your data, yours to move

Import history from any CSV with column mapping, and export everything as CSV or JSON whenever you like. It's yours.

See it

Warm, quiet, and easy to read.

Reports, trends, and net worth, all in the same warm-paper design that makes your money calm to look at.

Reports screen with plain-English spending insights.
Trends screen charting spending over time.
Net worth screen with assets, liabilities, and a trend chart.

How it works

Capture, organize, understand.

01

Log it in seconds

A branded keypad, recent categories, tags, and a currency picker: capture a transaction in under five seconds.

02

Let it organize

Categories, currencies, and accounts keep everything tidy as you go.

03

See where you stand

Home, reports, and net worth turn your entries into a clear picture of the month.

Questions

The short answers.

Can I track more than one currency?
That's the whole point. Spend in any of 120+ currencies; each amount keeps the real rate it had when you logged it, everything rolls up to your home currency, and an exposure view shows how your wealth is split across currencies.
Does it connect to my bank?
No. Humble Ledger is manual-first: you log what matters yourself. No bank logins, no Plaid, no aggregators.
What does it cost?
You start with a free trial, then it's $6.99/month or $59.99/year, or a one-time Founders Lifetime. Every feature is on every plan. See the pricing page for details.
Can I bring my history in and take it out?
Both. Import from any CSV with column mapping, and export everything as CSV or JSON whenever you like.

Money, kept with intention.

Humble Ledger is available on iPhone and Android. Start keeping your money with intention.

Download on the App StoreGet it on Google Play